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  • What, Why and How of Retail Banking: Issues and Challenges

    posted to Mostly Economics on Tue 8th Oct 13

    Nice speech from Dr KC Chakrabarty of RBI. He gets to basics of banking and how the banking system has evolved over the years: Before we broach the subject of retail banking, let me begin by elucidating what is banking. You must be wondering why I am getting

  • Crocin or Paracetamol: What Should the Doctor Prescribe?

    posted to Mostly Economics on Tue 8th Oct 13

    An interesting research piecein this week’s EPW byChatterjee,Kensuke Kubo, andViswanath Pingali. Apparently the doctor prescription is likely to change. Till date, doctors give us some branded medicine which is likely to change to a generic formula: Recently,

  • RBIs recent measures to ease liquidity (7-Oct-13)..

    posted to Mostly Economics on Mon 7th Oct 13

    RBI further eased liquidity measures today evening. It lowered the MSF by 50 bps to 9% (spread between Repo and MSF is 150 bps now) and announced another fancy instrument – term repo for liquidity easing: Starting with the Mid-Quarter Review of September

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  • 10 Friday AM Reads

    posted to The Big Picture on Fri 30th Nov 12

    My morning reads: Why Have Global Macro Hedge Funds Underperformed? (Pragmatic Capitalism) see also High-Frequency Trading and High Returns (The Baseline Scenario) Complaints Aside, Most Face Lower Tax Burden Than in 1980 (NYT) That 3-to-1 spending/taxes deal

  • Nudging to reduce congestion

    posted to Urbanomics on Sat 23rd Jun 12

    I have blogged earlier arguing that public policies that seek to reduce traffic congestion has to go beyond widening roads and include those that make vehicle ownership and usage expensive and also incentivize drivers to shift away from peak-time use. 

  • Nudging on Donations

    posted to Urbanomics on Sat 7th Apr 12

    Mostly Economics points to the new working paper by Dean Karlan and John List that suggests an innovative way for charities to signal their credibility nudge donors into increasing their donations. Karlan and List write,We develop a simple theory which formally